Insurance Policy WIll Not Renew Due to Roof

Insurance companies may choose not to renew a policy due to the condition of the roof. Do call them and ask for more details. It could be as simple as they have an older photographs of low hanging branches touching or sweeping the roof. If they have been removed previously you can email them updated photographs to clear this up.

Branches can cause damage by scraping shingles, breaking off during storms, or increasing the likelihood of moisture buildup and moss growth, which can lead to leaks or structural issues. Removing overhanging branches can help protect the roof and may improve eligibility for renewal.

If you are thinking about replacing your roof it can also lead to a discount on your homeowner’s insurance. A new roof reduces the risk of leak, storm damage, and other structural issues, making your home less of a liability for the insurer. To maximize potential savings, check with your insurer before replacing the roof to see what materials or certificates qualify for discounts.

We will be happy to talk with you about any of your roofing needs, give us a call

At Bay Flats Roofing and Construction “We Keep the Water Out”